PM Svanidhi Yojana Application Form | Online Registration 2022
PM
Svanidhi Yojana Application Form | Online Registration 2022
PM Svanidhi Yojana Application Form | Online
Registration 2022, : PM Svanidhi Yojana Online Application Form 2022 | प्रधानमंत्री स्वनिधि योजना
| PM Street Vendor’s Atmanirbhar Nidhi Loan
Scheme | PM Svanidhi List of Beneficiaries | pmsvanidhi.mohua.gov.in Apply
Online Process.
Pradhan
Mantri Street Vendor’s Atmanirbhar Nidhi (PM Svanidhi) Scheme 2022 online
application / registration form, street vendor survey status / beneficiary
list, lenders list, pre – application steps, eligibility, implementation, beneficiaries
list – How to apply online for Rs. 10,000 loan in PM SVANidhi yojana
PM Svanidhi Yojana Application Form | Online Registration
2022,
PM
Svanidhi Yojana or Pradhan Mantri Street Vendor’s Atmanirbhar Nidhi (PM
SVANidhi) Scheme 2022 is a new scheme launched earlier on 1 June 2020 by
Central government to provide short term loans of upto Rs. 10,000 to street
vendors (rehdi / patri valas / phereewala). PM Svanidhi yojana online
applications are being invited through the official website of the scheme at
pmsvanidhi.mohua.gov.in.
PM Svanidhi Yojana applications can also be made offline at
banks or Common Service Centers to avail a loan of up to Rs. 10,000. Eligible
street vendors can also check their name in the PM Svanidhi Yojana list of
beneficiaries through street vendor survey search facility at the official
portal.
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Apply
for PM Svanidhi Yojana Letter of Recommendation
The
street vendors who do not have any identity card or certificate to prove their
status as vendors can now apply online for the “Letter of Recommendation” which
will help them avail a loan under the PM SVANidhi Yojana.
PM SVANidhi Yojana – Contact Details
In case of any query regarding the scheme / procedure, you can
contact at the respective state’s nodal officer at the landline / mobile number
or email ID given at this page https://pmsvanidhi.mohua.gov.in/Home/Contact
Progress of PM Svanidhi Yojana
Vendors, availing loans under the scheme, are eligible to get an
interest subsidy of 7 per cent. All street vendors engaged in vending as on or
before March 24, 2020, can avail working capital loan up to Rs 10,000 with
tenure of 1 year that needs to be repaid in monthly instalments. On timely or
early repayment, the vendors are eligible for the next cycle of working capital
loan with an enhanced limit.
About 28.66 million first term loans have been sanctioned by
banks, out of which loans to 25.78 million borrowers have been disbursed. About
2,07,781 first term loans have already been repaid. For the second term loan,
32,630 total applications have been received, out of which 20,011 loans have
been sanctioned and loans to 13,422 borrowers have been disbursed.
The
discussions regarding the changes have taken place, and would help such
borrowers avail more credit as most of these vendors are due for the second
term loan. “This would help in providing credit to such vendors during the
festive season,” the official quoted above said. The higher amount would make
the scheme attractive for vendors, and at the same time bring them under the
formal credit channel, he added. The proposed expansion of the scheme would
soon be place before the Cabinet for approval by the Cabinet Secretariat, the
official said.
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Lenders List for PM SVANidhi Yojana
You can then find the appropriate lender for you which is
located near you and can avail loan benefits easily.
Beneficiaries List of PM SVANidhi Scheme
As per the initial data collected from state governments, around
50 lakh street vendors would be benefited from PM Street Vendor Atmanirbhar (PM
SVANidhi) Scheme. The central govt. will extend a credit flow of Rs. 5,000
crore to this sector. Moreover, those street vendors who makes use of digital
payments and timely repayments would be incentivized through monetary rewards.
It is important to mention that only a fraction of those 50 lakh
phereevaala may have credit history with commercial banks as banks didn’t had a
product designed for this sector. The major objective is to make street vendors
self reliant and not fall in debt trap of lenders for such small amount.
PM SVANidhi – Eligible Street Vendors List
Vegetables, fruits, ready-to-eat street food, tea, pakodas,
breads, eggs, textile, artisan products, books/ stationery sellers are among
others who are considered eligible under the PM SVANidhi Yojana.
Barbershops, cobblers, pan shops, laundry services are also
included in the street vendors category and can avail loan of Rs. 10,000/-
under this scheme.
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How to Apply for PM Svanidhi Yojana ?
- In
Order to apply online for the letter of recommendation, interested
candidates can visit this link. And, enter theri mobile number which is
attached to Aadhar Number, and enter and verify the OTP on the next
screen.
- On
the next page, enter your Aadhar number and again verify the OTP and
verify it.
- After
verifying the Aadhar number, you will see the loan application form, fill
all the required details and select “Yes” in the Request for Local enquiry
report by the TVC/ULB (Request letter to the ULB) dropdown under the
“Documents” section and click “Submit” button.
- You
can also apply offline for Letter of Recommendation with the Urban Local
Body through a simple application on white paper to conduct local inquiry
to ascertain the genuineness of the claim as vendor. ULBs will have to
dispose of the request for issue of LoR within a period of 15 days.
After the vendors gets the LoR, they will be issued certificate
of vending or identity card within a period of 30 days.
PM Svanidhi Yojana Online Registration : Application Form 2022
In order to provide initial working capital loan of upto Rs.
10,000, govt. has started PM Street Vendor Atmanirbhar Nidhi (PM SVANidhi)
Scheme 2022. The apply online process for street vendor self reliant scheme had
been specified earlier on 29 June 2020. Below is the complete process to apply
by filling PM SVANidhi online application / registration form.
STEP
1: Visit official website – Firstly visit the official
website at http://pmsvanidhi.mohua.gov.in/
STEP
2: Apply for loan online – At the homepage, click at the
“Apply for Loan” tab or “Login as applicant” as shown in the figure below or
directly click https://pmsvanidhi.mohua.gov.in/Login
STEP
3: Login using mobile number – In the new login window,
street vendors can apply online for PM SVANidhi loan by logging in using mobile
number. Enter the mobile no. and click at the “Request OTP” button to get one
time password on that mobile phone. Afterwards, enter received OTP and click at
“Verify OTP” button.
STEP 4: Check Vendor Category – Here applicants can check vendor category
from the following 4 options.
- First
are those street vendors in possession of Certificate of Vending (CoV) /
Identity Card issued by Urban Local Bodies (ULBs).
- Second
are those street vendors who have been identified in the survey but have
not been issued Certificate of Vending / Identity Card.
- Third
are those street vendors left out of the ULB led identification survey or
who have started vending after completion of the survey and have been issued
Letter of Recommendation (LoR) to that effect by the ULB / Town Vending
Committee (TVC).
- Fourth
are those street vendors of surrounding development/ peri-urban / rural
areas vending in the geographical limits of the ULBs and have been issued
Letter of Recommendation (LoR) to that effect by the ULB / TVC.
STEP
5: Select appropriate vendor category to proceed further –
Applicant Street Vendors can choose any of the above given categories to
proceed further to fill PM Svanidhi Scheme online application form. The
selection of categories would result in Vendor’s details as per chosen vendors
categories as shown below.
STEP
6: Registration using Aadhar number – Afterwards, street
vendors can make registration using Aadhar verification as shown below. Upon
entering aadhaar number and clicking at “Verify” button, you will get an OTP on
mobile number which is registered in Aadhar card.
STEP
7: Fill online application form – Accordingly on verification of
Aadhar OTP, the PM Svanidhi online application form will appear.
In
this opened application form, street vendors can fill in all the details to
complete the PM Svanidhi apply online process.
PM Svanidhi Loan Application Form PDF
To download PM Svanidhi Yojana Loan Application Form in PDF
format, visit the same official PM SVANIDHI Scheme Portal at
http://pmsvanidhi.mohua.gov.in/. At this page, go to “Planning to Apply for
Loan” section, follow 3 steps before applying online. These 3 steps are
Understand the Loan Application requirements, make sure your mobile no is
linked to your Aadhaar, check your eligibility status as per scheme Rules and
then click at “View More” button.
At the new page, click at the “View / Download Form” link and
the PM Svanidhi Common Loan Application Form will appear as shown below:
PM
Svanidhi Application Form PDF: Download
Now
Fill all the asked details accurately and submit it will along
with the necessary documents to the concerned officials / bank branch. The PM
Svanidhi Portal has started accepting online loan application from 2 July 2020
onward.
Check your Survey Status / Street Vendor Survey Search
People can now check their survey status whether they have been
covered in the survey carried out by Urban Local Bodies(ULB) / Municipalities
or not and can save your Survey Reference Number(SRN) for future Reference.
Here is the direct link to check Street Vendor Survey Search – https://pmsvanidhi.mohua.gov.in/Schemes/SearchVendor
The page for PM Svanidhi Street Vendor Survey Search will appear
as shown below:
Here applicants will have to enter state, ULB name, name of
street vendor, father / spouse name, mobile number, certificate of vending no.
and then click at the “Search” button to check Survey Status.